More trips. One annual plan.

A business trip, a family visit, a well-earned getaway. Atlas MultiTrip brings travel medical coverage to multiple international trips under one annual plan.

12 monthsCertificate period

30 or 45 daysChoose a maximum for each trip

$250Deductible per covered trip

Per-trip limit: Each trip is covered only up to your chosen 30- or 45-day maximum.

Less planning. More possibilities.

When travel is part of your routine, arranging medical coverage can be simpler. Choose Atlas MultiTrip once for a year of eligible trips outside your home country.

Help with unexpected medical bills. Coverage for eligible illnesses and injuries can help with the cost of care while you’re abroad.
Support when plans change. Benefits for covered travel delays, trip interruption, and lost checked luggage add protection along the way.
Someone to turn to. 24/7 emergency assistance can help you find a medical provider and coordinate care.

What could this look like?

Three trips. One plan.

Imagine a week of meetings abroad, a two-week vacation, and a ten-day family visit. Each could fit within the same annual plan, provided every trip meets your selected 30- or 45-day limit and eligibility rules.

An unexpected illness overseas.

You get sick during a getaway and need a doctor. Eligible treatment expenses may be covered, subject to your deductible and plan limits.

Illustrative examples. Coverage depends on eligibility, policy terms, and limits.

More about your coverage

Who is eligible?

The specimen lists ages 14 days through 75 and requires insurance that covers you in your home country. Coverage is for eligible trips outside that country. U.S. citizens and residents generally cannot use it for U.S. travel. Check residence and destination availability in your quote.

What does annual coverage mean?

Multiple eligible trips fall within one 12-month period. Each trip has the 30- or 45-day cap you select. It does not provide 12 uninterrupted months abroad. Compare single-trip plans for a longer stay.

Medical, evacuation, and travel benefits

The plan lists a $1,000,000 overall medical maximum and up to $1,000,000 for emergency medical evacuation. Covered trip interruption, delays, and lost checked luggage have separate limits. Repatriation benefits are described in the specimen.

Exclusions and renewal

Pre-departure trip cancellation is excluded. Pre-existing conditions are excluded except an applicable acute-onset benefit. The annual plan does not renew automatically. Review activity exclusions and current coverage alerts.

Options and pricing

Select your per-trip duration and geographic coverage during the quote. The specimen includes optional AD&D, crisis-response, and personal-liability riders; confirm availability. Your quote determines the current premium.