Privacy Policy
What we collect, why, and the choices you have. This Site sets no cookies and uses no analytics or advertising trackers.
Last updated October 24, 2026
This Privacy Policy explains how Mario Fumero [Agency or business name, if any], an independent insurance producer (“we,” “us,” or “our”), handles information connected with this website, herfumtravelinsurance.com (the “Site”). This Site is not operated by WorldTrips. When you follow a quote link, you leave this Site, and the WorldTrips privacy policy applies to information you provide there.
The short version: this Site sets no cookies and uses no analytics or advertising tools. We collect only what you choose to send us, use it to respond and help with your coverage questions, and never sell it.
Information we collect
Information you give us
When you use the contact form, we receive your name, email address, selected topic, message, and your consent to be contacted. If you email or write to us directly, we receive whatever you include in that communication.
Please do not send sensitive information through the form or by email, including medical history or health conditions, passport or government ID numbers, Social Security numbers, or payment card and bank details. If an application needs this kind of information, you will provide it directly to WorldTrips through its secure quote and application pages.
Information collected automatically
Our hosting provider, Cloudflare, automatically processes technical information needed to deliver the Site and protect it from abuse, such as your IP address, browser type, the page requested, referring page, and date and time. We do not use this information to identify or profile visitors.
Information from WorldTrips
Quote links on this Site include producer referral identifier 23830 so WorldTrips can associate a quote or purchase with Mario Fumero. If you request a quote or buy a policy through one of these links, WorldTrips may share information about your quote, application, or policy with us so we can assist you and so the producer can be compensated.
How we use information
- To respond to your questions and help you compare travel medical plans.
- To help with a quote, application, policy, renewal, or claim question when you ask us to.
- To keep the Site secure and filter spam and automated submissions.
- To meet legal, regulatory, licensing, and recordkeeping obligations that apply to insurance producers.
- To protect our rights and the rights and safety of others.
The contact form does not ask for your phone number, and we do not collect phone numbers through this Site.
We do not use your information for automated decisions that produce legal or similarly significant effects, and we do not add you to marketing lists without your separate permission.
How we share information
We do not sell your personal information, and we do not share it for cross-context behavioral (targeted) advertising. We share information only as follows:
- Service providers that operate the Site and deliver messages on our behalf: Cloudflare (hosting and form processing), Resend (email delivery), and our email provider.
- WorldTrips and its insurers and administrators, when you ask us to help with a quote, application, policy, or claim.
- Regulators, courts, and law enforcement, when required by law or to respond to valid legal process.
- A successor licensed producer or agency, if the producer’s business is transferred, subject to this policy and applicable law.
Cookies and tracking
This Site does not set cookies and does not use analytics services, advertising pixels, social media plug-ins, or third-party fonts or scripts. Some page interactions, such as using the plan comparison filter, create events that stay within your own browser and are not sent to us or to any analytics service. Because we do not track visitors, browser “Do Not Track” and Global Privacy Control signals require no additional action; we treat them as a request not to sell or share your information, which we already do not do.
WorldTrips quote pages and other linked websites may use their own cookies and tracking technologies under their own policies.
WorldTrips and other websites
Quote, application, payment, member portal, and claims pages are operated by WorldTrips, not by us. Information you enter there is governed by the WorldTrips privacy policy ↗. We are not responsible for the privacy practices of websites we link to.
How long we keep information
This Site does not store contact-form inquiries in a database. Your message is delivered by email, and we keep it in our inbox for as long as needed to respond, to assist you with any coverage you obtain, and to meet record-retention requirements that apply to insurance producers. We then delete it. Cloudflare and Resend retain limited operational records under their own retention practices.
Security
The Site is served only over encrypted HTTPS connections, and access to inquiries is limited to the producer. No website, email system, or transmission method is completely secure, which is one reason we ask you not to send sensitive information by email or through the contact form.
Your choices and rights
You may ask us at any time to:
- tell you what personal information we have about you and give you a copy;
- correct inaccurate information;
- delete information you have sent us, unless we must keep it to meet a legal or regulatory obligation; or
- stop contacting you.
Depending on where you live, you may have additional rights under state privacy laws, including the right to appeal a decision about your request. To make a request, email [Producer email address]. We may need to confirm your identity before acting on a request, and you may use an authorized agent where the law allows. We aim to respond within 45 days and will not treat you differently for exercising your rights.
Children
This Site is not directed to children under 13, and we do not knowingly collect personal information from them. Students and travelers under 18 should have a parent or guardian contact us. If you believe a child has sent us personal information, contact us and we will delete it.
Insurance customers
If you apply for or buy a policy, information about you and your coverage is also protected by federal and state insurance privacy laws, including the Gramm-Leach-Bliley Act. WorldTrips, the insurer, or the producer may provide you with a separate privacy notice that describes those practices.
Visitors outside the United States
This Site is operated from the United States. If you contact us from another country, your information will be transferred to and processed in the United States, where privacy laws may differ from those in your country.
Changes to this policy
We may update this policy as our practices or legal requirements change. We will post the revised policy on this page and change the “Last updated” date above. If a change materially affects how we use information you have already given us, we will ask for your consent where the law requires it.
Contact us
For privacy questions or requests, contact Mario Fumero [Agency or business name, if any] at [Producer email address] or by mail at [Business mailing address].